Cave Financial Services

Shareholder Cover

Shareholder Cover is designed to fund the buy-sell agreement commitments of a business for an employee/ owner whose total and permanent disability, terminal illness or death (whatever event happens first), would trigger a buy-sell agreement.

A lump sum payment assists the remaining shareholders in buying shares from the respective shareholder or their estate. These funds provide an increased level of financial peace of mind and security for all shareholders. It ensures the right amount of funds are paid from the right source to the right people at the right time. It gives certainty and control to both the remaining shareholders and the shareholder's estate.


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"I am thrilled with the advice and service Michael provided me for financial planning and for personal insurance. Trustworthy and a very nice chap! I highly recommend his services."
Andrew Malmo

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