Cave Financial Services

When do you need a mortgage broker?

When do you need a mortgage broker?

1. Refinance

Locked into your current bank? Needing help with shopping around? We provide a cost effective, tailored and simple process to help you refinance whether it be restructuring to reduce debt or simply changing banks without the hard work.

2. New purchase (Owner occupied and investment)

We specialise in walking you through the purchase of a new property for Owner or Investment purposes. These include Apartments, Town houses, Holiday homes, Lifestyle blocks and residential land.

3. Business Lending

Starting up a business? Needing to restructure your existing mortgage into your business? Let us help take the hard work out of the process and achieve your goal with minimal effort.

4. High risk lending

Been declined by your bank before? Do you have bad credit, income or account conduct issues? We specialise in getting a "Yes" when all you have been hearing is "No".

5. Re fixing existing loans

Already have a loan structure? Great, we can work with your bank on negotiating rates and processing the refix process without you having to worry about a thing.

Need some help?

Drop us a line using the form below and we'll be in touch to talk through your insurance or financial needs.

"Michael has a wealth of information to share with regards to financial planning...he has always provided valuable information to both my clients and me without being a pushy sales person! "
Vijay Nyayapati

Coronavirus: Should I be changing my Investments?

Sun Feb. 9th 2020

As the Coronavirus epidemic enters it's eighth week, Investors around the world continue to assess the long-term economic effects of the epidemic, with mixed verdicts.

7 Reasons You Need an Emergency Fund

Sun Jan. 26th 2020

Being financially prepared for the unexpected with a healthy emergency fund is a cornerstone of managing your finances. And here's the inconvenient thing about emergencies - they don't discriminate. You ...

Considering Retirement Village Living?

Mon Dec. 2nd 2019

You might have been considering, or already feel ready to leave the family home for something smaller and more manageable, and a retirement village could be exactly what you want. ...