Cave Financial Services

Mortgages

Great advice, great decisions

Taking on a mortgage is one of the biggest financial decisions you can make. With Cave Financial's Mortgage brokerage service, you can be sure it's the right one. We're finance experts, not just brokers, so we look at the Big Financial Picture of your situation and the market in general.


Making sane decisions in a crazy market

In today's overheated housing market, even a modest home or investment property will set you back at least half a million dollars. That level of investment means that every decision is critical - your lender, your rate, your mortgage period.

It's easy to get overwhelmed if you're not an expert, so it's important to get good, sound advice from an experienced - and unbiased - expert. That's where our mortgage brokering service comes in.

Advice, expertise, connections

With our experience and expertise, we can offer you great advice, insider knowledge of the property market, and fantastic mortgage rate options. We are accredited with all of the banks, including some 2nd tier lenders, meaning we have access to a range of providers and products to ensure we can get the right fit for you.

We can look at all your investments, insurances, and debts, and give you educated advice based on your overall financial situation.

It's about giving you the knowledge and confidence you need to make great decisions and look forward to a positive financial future.

For sound mortgage advice and insight, get in touch with Cave Financial now.

Frequently Asked Mortgage Questions


When do you need a mortgage broker?

1. Refinance

Locked into your current bank? Needing help with shopping around? We provide a cost effective, tailored and simple process to help you refinance whether it be restructuring to reduce debt or simply changing banks without the hard work.

2. New purchase (Owner occupied and investment)

We specialise in walking you through the purchase of a new property for Owner or Investment purposes. These include Apartments, Town houses, Holiday homes, Lifestyle blocks and residential land.

3. Business Lending

Starting up a business? Needing to restructure your existing mortgage into your business? Let us help take the hard work out of the process and achieve your goal with minimal effort.

4. High risk lending

Been declined by your bank before? Do you have bad credit, income or account conduct issues? We specialise in getting a "Yes" when all you have been hearing is "No".

5. Re fixing existing loans

Already have a loan structure? Great, we can work with your bank on negotiating rates and processing the refix process without you having to worry about a thing.

Need some help?

Drop us a line using the form below and we'll be in touch to talk through your insurance or financial needs.


"Michael has consistently provided excellent service, financial advice, support and follow-up on insurance services for my business. I would highly recommend Michael to anyone needing clear and honest financial advice."
James McGoram

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