Better Decisions | Better Outcomes | Better Lifestyle

Quarterly Investment Updates

Synergy Investments - Quarterly Market Commentary

December 2025

Following a volatile but generally profitable first three quarters of the year, the majority of markets delivered further gains over the final three months of 2025. International share markets provided the strongest gains, with the New Zealand and Australian share markets taking a back seat over the quarter.

Click here to view the full newsletter in PDF

September 2025

Global share markets continued to march higher during the third quarter of the year, contributing to strong returns for most diversified investors.

Click here to view the full newsletter in PDF

June 2025

That may appear surprising given the tenor of the daily headlines which seem to resolutely focus on only the most uncertain or worrying events. The recent quarter was again dominated by headlines featuring conflict in Ukraine and the Middle East, mass deportations in the US, tariff-driven trade upheaval, and ongoing cost of living issues.

Several global share markets reached new all-time highs in the recent quarter. 

Click here to view the full newsletter in PDF

Need our help?

We're here to answer your questions.

Get in touch with us today

  • Cave Financial have given us excellent advice on both our KiwiSaver and Investment Property Portfolio. I highly recommend Michael and Team. They're helpful, friendly, explain things making it easy to understand and walk you through every step of the process. Highly recommended!

    Matt

  • Cave Financial and team have been the absolute back bone of not only my business but my family’s future. I have so much respect and trust for your team, Michael. I’m so grateful to have your full support and feel secure with your values and guidance. I would highly recommend Cave Financial to anybody wanting peace of mind. 10/5 service!

    Miles

  • Helped so much with answering all of our questions around life insurance, then got us the best deal. Couldn’t be happier. 10/10.

    Lana and Hannah

  • We’re a long-term customer of Cave Financial. Michael and his team consistently provide professional and effective services whilst making us feel valued and seen. We appreciate being a customer of yours for 10+ years.

    Rob

  • I cannot recommend Michael and the team at Cave Financial highly enough. They steered me through a complicated set of mortgage applications with professionalism, good cheer, and were incredibly prompt with every query I made. On top of that they negotiated a better rate! I would not have been able to get through this arduous process without their skill and care.

    Tiffiny

Latest articles

Navigating Geopolitical Events

Accepting that the outcomes of geopolitical events are hard to predict doesn’t mean they’re not important. But as an investor you need to focus on what you can control. That’s why diversification, maintaining flexibility and planning for the unexpected are critical tools, as Karen Umland, Senior Investment Director at Dimensional Fund Advisors, explains in this article.

Dealing with Geopolitical Risk

Some investors believe they can predict both the outcome of complex geopolitical situations and how this will affect financial markets. That’s a tall order. A better approach, says this article, is to ask yourself whether your portfolio remains appropriately diversified for a range of outcomes and whether there has been any change in your objectives.

Feeling Stressed About the Market? Buffett Says It’s Time to Rethink Your Strategy

Market drops. Interest rates. Global shocks. Political curveballs. For investors, it’s felt like a bit of a rollercoaster lately.