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Navigating New Zealand's Rising Cost of Living: 7 Tips for Savings on Insurance
New Zealanders, like many people around the world, are feeling the pinch of a rising cost of living. Managing expenses has become a top priority for many households, and one area that often comes under scrutiny is insurance. To help you navigate this challenging financial landscape, here are seven valuable tips on finding savings in your life, trauma, income, and medical insurance policies.
7 Tips for Maximizing Your Kiwisaver Contributions And Achieving Your Goals
Are you on track to buy your First Home or achieve your Retirement Goals?
Are you making the most of your KiwiSaver contributions?
First Home Grant Eligibility
The First Home Grant provides eligible first home buyers with up to $5,000 for individuals to put towards the purchase of an existing or older home or up to $10,000 to put towards the purchase of a brand-new home.
7 Benefits Of Investing Time Into Your Finances
Many wonder why we should bother thinking about our finances. It might seem like a chore or a cost but even investing an hour of time into your finances a week will produce a huge ROI (return on your investment) and give you significant dividends for generations to come. Some results will be financial, others will be mental and emotional. Invest wisely by investing into yourself and your finances. Your future self will thank you for it!
An investment in knowledge pays the best interest. - Benjamin Franklin
5 Benefits of Children Enrolling Into NZ KiwiSaver
Discover some of the reasons why this scheme is an excellent choice for children.
Why Would I Want Medical Insurance?
Ever wondered why you’d bother paying for medical insurance?
It’s a waste of money, isn’t it?
7 reasons for having Critical Illness Insurance
Here are 7 reasons for having Critical Illness Insurance:
What’s the benefit of having Income Protection or Disability Insurance?
6 important reasons to have Income Protection or Disability Insurance:
Where Do I Start In The House Buying Process?
When you first start looking to buy a house, like a lot of people you may ask yourself… where do I start? There is a lot involved in the process of purchasing a property and there are several places that you can start.
New Zealand Retirement Expenditure Guidelines 2022
All retirees need more than just NZ Super, guidelines show
Worried About Stocks? Why Long Term Investing Is Crucial
We are living in a time of extreme uncertainty and the anxiety that comes along with it. Against the backdrop of war, humanitarian crisis, and economic hardship, it’s natural to wonder what effect these world events will have on our long-term investment performance.
Understanding the dangers of inflation
Former US president Ronald Reagan called inflation “as deadly as a hit man”. And, for any investor, it’s arguably the biggest enemy you face.
Why getting the right mortgage structure is key
We are starting to see rates increase on a weekly basis, so now really is the time to be reviewing your mortgage - it's not all about getting the lowest rate possible, but the more they continue to go up, the harder it is going to be to pay that loan down!
Health Insurance: What Are The Benefits For You and Your Family?
If you’re fit and healthy, health insurance can sometimes seem like an unnecessary expense. New Zealand has a great public healthcare system after all, which will take care of you in an emergency or if you have a serious medical condition. So what’s to be gained from paying for health insurance? Well, it’s a question that we are often asked here at Cave Financial and so in this article we look at the benefits of taking out health insurance.
What do you do when the share markets have dropped by 10%, 20% or even 30%?
Are the share market declines keeping you awake at night?