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News & Insights

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CFC 2026 Newsletters

September 2026

Spring Insights, A Fresh Perspective

Spring is a season of fresh starts, the days are longer, the weather is warmer and it's the perfect chance to reset after the colder months.

June 2026

Don't Let Winter Slow You Down

In this edition, we share a few practical tips and insights to help you stay on track and make the most of the months ahead.

April 2026

Your Easy Financial Check-In: The Next 90 Days

Why take a moment to check-in? Because your finances don’t stand still - and neither should your plans! Interest rates are shifting, geopolitical tensions are making waves, and insurance costs keep rising.

March 2026

Market Updates

As we move into March, financial markets and interest rates continue to shift as the global economy adjusts to new challenges and opportunities. While headlines can feel noisy at times, a clear plan and disciplined approach remain the most effective way to build long-term financial security - helping you stay on track to get the lifestyle you want.

February 2026

Happy New Year!

Michael and his family spent time in the stunning Coromandel and Gisborne, enjoying the beach and peaceful coastal scenery. The rest of our team also took a well-deserved break, and are now back – refreshed and ready to help you make 2026 a fantastic year.

News & Insights

Divorce and money: How separation impacts KiwiSaver and retirement plans

Divorce changes life’s trajectory, but it doesn’t have to destroy financial security. With the right plan, the right advice, and the right investment tools, it’s possible not only to recover – but to rebuild stronger.

Money Talks

To make starting the conversation around money even easier, the Financial Services Council NZ developed conversation cards to get the ball rolling with friends, colleagues and whānau.

Click on the links below to access the different packs for women, families for a child-friendly version, as well as a Māori version.

Money Talks – Conversation Cards – Women

Money Talks – Conversation Cards – Family

Money Talks – Conversation Cards – Te Reo

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  • Cave Financial have given us excellent advice on both our KiwiSaver and Investment Property Portfolio. I highly recommend Michael and Team. They're helpful, friendly, explain things making it easy to understand and walk you through every step of the process. Highly recommended!

    Matt

  • Cave Financial and team have been the absolute back bone of not only my business but my family’s future. I have so much respect and trust for your team, Michael. I’m so grateful to have your full support and feel secure with your values and guidance. I would highly recommend Cave Financial to anybody wanting peace of mind. 10/5 service!

    Miles

  • Helped so much with answering all of our questions around life insurance, then got us the best deal. Couldn’t be happier. 10/10.

    Lana and Hannah

  • We’re a long-term customer of Cave Financial. Michael and his team consistently provide professional and effective services whilst making us feel valued and seen. We appreciate being a customer of yours for 10+ years.

    Rob

  • I cannot recommend Michael and the team at Cave Financial highly enough. They steered me through a complicated set of mortgage applications with professionalism, good cheer, and were incredibly prompt with every query I made. On top of that they negotiated a better rate! I would not have been able to get through this arduous process without their skill and care.

    Tiffiny

Latest articles

Why every long-term investor should study ancient architecture

The Pantheon in Rome, completed almost 2,000 years ago, stands as one of the greatest engineering marvels of the ancient world. The structure is a testament to human ingenuity and careful planning. And its architecture, in particular, could hold a few key insights for any modern business leader or investor looking to build something enduring.

How emotions impact your financial decisions

Finances are typically considered a matter of the mind, not the heart. Whether we're creating a budget, or picking a stock to invest in, we tend to see financial considerations as more logical and rational than other categories of decisions we make throughout the week. After all, most people agree we need to be smart when it comes to money, or else we will literally pay the price of ignorance.

Harvard research reveals the #1 key to living longer and happier

The longest study ever conducted on human happiness has revealed some fascinating insights about what really leads to health and fulfillment over a lifetime.