Better Decisions | Better Outcomes | Better Lifestyle

How can I help you?

Mon July 8th 2019

With an ever changing financial market and a focus on sales and targets, how can you be sure your bank has your best interests at heart? As your broker I will take the time to get to know you and then find the best solution you need, and then get it done.

When was the last time you met with a bank manager? Gone are the days when you had to have a good relationship with the bank to be able to apply for a loan.

These days there are a plethora of financial lenders, all vying to offer the lowest market rates and claim to provide the best customer service.

So how do you know that you're getting the best deal for YOU?

That's where I come in. When taking out a home loan, it's not all about getting the lowest rate. Together we will explore your situation and consider the long-term. Has your current lender asked you when you want to be mortgage free by, or how you would manage repayments if there were a sudden sharp increase in interest rates? When can you stop working and still be financially comfortable? How can they advise you properly without knowing the full picture? The answers you give will have a huge impact on how your mortgage is structured. As your broker I will take the time to get to know you and then find the best solution you need and get it done. I am authorised to give you advice on financial products provided by a wide range of organisations. When I negotiate on your behalf - the bank will take notice. They know you are a customer who is serious about getting a good deal, paying off your mortgages (in time) and serious about property investing. The answers you give will have a huge impact on how your mortgage is structured. As your broker I will take the time to get to know you and then find the best solution you need, and then get it done.

Your mortgage is likely to be one small piece of your financial puzzle. Having taken the time to get to you know you, your family, your goals and aspirations will better place me to offer advice on Insurance, Savings, and Retirement planning should you wish to explore these too.

Get in touch to see how we can work together to achieve your financial freedom.







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09 302 7310

1D Roberta Avenue
Glendowie
Auckland 1071
New Zealand

  • Cave Financial have given us excellent advice on both our KiwiSaver and Investment Property Portfolio. I highly recommend Michael and Team. They're helpful, friendly, explain things making it easy to understand and walk you through every step of the process. Highly recommended!

    Matt

  • Cave Financial and team have been the absolute back bone of not only my business but my family’s future. I have so much respect and trust for your team, Michael. I’m so grateful to have your full support and feel secure with your values and guidance. I would highly recommend Cave Financial to anybody wanting peace of mind. 10/5 service!

    Miles

  • Helped so much with answering all of our questions around life insurance, then got us the best deal. Couldn’t be happier. 10/10.

    Lana and Hannah

  • We’re a long-term customer of Cave Financial. Michael and his team consistently provide professional and effective services whilst making us feel valued and seen. We appreciate being a customer of yours for 10+ years.

    Rob

  • I cannot recommend Michael and the team at Cave Financial highly enough. They steered me through a complicated set of mortgage applications with professionalism, good cheer, and were incredibly prompt with every query I made. On top of that they negotiated a better rate! I would not have been able to get through this arduous process without their skill and care.

    Tiffiny

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