Better Decisions | Better Outcomes | Better Lifestyle

Why Would I Want Medical Insurance?

Fri March 31st 2023

Ever wondered why you’d bother paying for medical insurance?
It’s a waste of money, isn’t it?

Michael from Cave Financial, with 23 years as a financial adviser in the life and medical insurance field, has helped his clients with a lot of medical insurance claims.

In one month, the costs of an insurer’s top 5 medical insurance claims ranged from $88k to $57k. 3 were for heart surgeries and 2 for spinal surgeries.

Top Health Claims

When you have medical insurance, it takes away uncertainty and anxiety about getting medical treatment:

- No queues
- No wait times
- No waitlists
- No big bills

You can relax, rest easy and focus on getting better, knowing that any big medical costs are already paid for.

Why not consider getting medical insurance today? There are lots of very affordable options available!

Why not think about a company group scheme for your staff, they’ll thank you for it!

Need our help?

We're here to answer your questions.


09 302 7310

1D Roberta Avenue
Glendowie
Auckland 1071
New Zealand

  • Cave Financial have given us excellent advice on both our KiwiSaver and Investment Property Portfolio. I highly recommend Michael and Team. They're helpful, friendly, explain things making it easy to understand and walk you through every step of the process. Highly recommended!

    Matt

  • Cave Financial and team have been the absolute back bone of not only my business but my family’s future. I have so much respect and trust for your team, Michael. I’m so grateful to have your full support and feel secure with your values and guidance. I would highly recommend Cave Financial to anybody wanting peace of mind. 10/5 service!

    Miles

  • Helped so much with answering all of our questions around life insurance, then got us the best deal. Couldn’t be happier. 10/10.

    Lana and Hannah

  • We’re a long-term customer of Cave Financial. Michael and his team consistently provide professional and effective services whilst making us feel valued and seen. We appreciate being a customer of yours for 10+ years.

    Rob

  • I cannot recommend Michael and the team at Cave Financial highly enough. They steered me through a complicated set of mortgage applications with professionalism, good cheer, and were incredibly prompt with every query I made. On top of that they negotiated a better rate! I would not have been able to get through this arduous process without their skill and care.

    Tiffiny

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