Michael Cave

Managing Director & Financial Adviser

For Michael Cave it's all about people - he really wants to see you succeed, personally as well as professionally.

With a Bachelor of Management Studies and after five years' working in IT, Michael decided it was time for a change. That's why he established Cave Financial in 2000.

Michael is committed to client care and as a financial planner, he helps people create and protect their wealth and ultimately get the lifestyle they want.

Michael gives solid financial advice to people and businesses and he's the 'go-to-guy' for personal and business financial planning, and risk management.

A devoted husband and father of four, Michael enjoys the challenges of family life, which includes rugby coaching, and running with his children.

Michael also finds time to enjoy sports such as tennis, skiing and kite-surfing. He and his family are active members of a contemporary inner-city church, which works closely with troubled youth.

Michael wants to help you get the lifestyle you want. Whether that be protecting what matters to you, making debt work for you, or helping you to invest better, he will work with you to ensure better lifestyle and financial outcomes.

michael@cavefinancial.co.nz

Cave Financial have given us excellent advice on both our KiwiSaver and Investment Property Portfolio. I highly recommend Michael and Team. They're helpful, friendly, explain things making it easy to understand and walk you through every step of the process. Highly recommended!

Matt
Cave Financial and team have been the absolute back bone of not only my business but my family’s future. I have so much respect and trust for your team, Michael. I’m so grateful to have your full support and feel secure with your values and guidance. I would highly recommend Cave Financial to anybody wanting peace of mind. 10/5 service!

Miles
Helped so much with answering all of our questions around life insurance, then got us the best deal. Couldn’t be happier. 10/10.

Lana and Hannah
We’re a long-term customer of Cave Financial. Michael and his team consistently provide professional and effective services whilst making us feel valued and seen. We appreciate being a customer of yours for 10+ years.

Rob
I cannot recommend Michael and the team at Cave Financial highly enough. They steered me through a complicated set of mortgage applications with professionalism, good cheer, and were incredibly prompt with every query I made. On top of that they negotiated a better rate! I would not have been able to get through this arduous process without their skill and care.

Tiffiny

Latest articles

Top tips to help you achieve financial freedom: Part One

Chances are, you won't win the lottery or make enough money to retire by age 30! So, it’s important you have a strategy in place to maximise your financial opportunities.
Financial success is a lifelong project - it's about working hard, of course, but it's also about making good decisions along the way.
That's why we have collated our top financial wellness tips. Join us every day for a week where we will cover everything from getting started, spending and saving, insurance and investments and even common money mistakes. It's never too late to improve your financial future.

Top tips to help you achieve financial freedom: Part Two

Today’s financial wellness tips focus on two sides of the coin - being a smart saver and a better borrower.
It could be argued that they both serve the same purpose of providing usefully large sums of money. Whilst borrowing money can allow you to realise your dreams quicker than saving can, many see saving as a more secure and manageable way of accumulating funds.
Today’s installment offers advice on how to create an achievable, realistic savings plan, prioritising your goals and how to get the most out of your savings account. We also look at how to keep your borrowing under control, but also how borrowing can have its benefits in the long run.

Top tips to help you create financial freedom: Part Four

For the majority of us, our main source of income is derived from paid employment. Therefore, it could be argued that wages or salary is one of, if not the most, important component in achieving financial wellbeing.
Today we look at ways to maximise what you earn, but also consider the impact of losing that income and how to protect what you have spent so many years working towards.