Better Decisions | Better Outcomes | Better Lifestyle

Helping you achieve the lifestyle you've always wanted

Cave Financial is a group of financial experts and advisors whose shared vision is to give you the clarity and confidence you need to achieve your financial dreams.


Find out how today

How we can help

Personal Insurance

Explore the range of insurance products we have available, and discuss what will be appropriate for you. Our advisors are here to make sure that, no matter what happens, you're covered.

Kiwisaver & Investments

No matter what your stage in life, whether you're just starting out or thinking of retiring, we can advise you on establishing prudent and effective investments.

Business cover

If you're running a business you need to make sure it's protected. From keyperson insurance & group medical schemes to shareholder cover, we'll help you to structure the right solution.

Mortgages

Whether you’re a first-time buyer or a seasoned property investor, taking on a mortgage is a big financial decision. Make sure it’s the right one for you.

1

Make an appointment

Meet with us to discuss your goals and explore how we can best help. Get started

2

We'll create a customised plan

Your plan will be unique to you - a comprehensive guide in plain English. Learn more

3

And together we'll make it happen

We work alongside you to ensure each part of the plan is professionally managed. Let's talk

Our team

Michael Cave

Managing Director & Financial Adviser

Vanessa Cave

General Manager

Allen Miller

Practice Manager

Deborah Carter

Financial Adviser

Nathan Dyson

Financial Adviser

Darrell Colmore-Williams

Group Scheme Specialist

Valdina Campbell

Loan Writer

Karen Wong

Executive Assistant

  • Cave Financial have given us excellent advice on both our KiwiSaver and Investment Property Portfolio. I highly recommend Michael and Team. They're helpful, friendly, explain things making it easy to understand and walk you through every step of the process. Highly recommended!

    Matt

  • Cave Financial and team have been the absolute back bone of not only my business but my family’s future. I have so much respect and trust for your team, Michael. I’m so grateful to have your full support and feel secure with your values and guidance. I would highly recommend Cave Financial to anybody wanting peace of mind. 10/5 service!

    Miles

  • Helped so much with answering all of our questions around life insurance, then got us the best deal. Couldn’t be happier. 10/10.

    Lana and Hannah

  • We’re a long-term customer of Cave Financial. Michael and his team consistently provide professional and effective services whilst making us feel valued and seen. We appreciate being a customer of yours for 10+ years.

    Rob

  • I cannot recommend Michael and the team at Cave Financial highly enough. They steered me through a complicated set of mortgage applications with professionalism, good cheer, and were incredibly prompt with every query I made. On top of that they negotiated a better rate! I would not have been able to get through this arduous process without their skill and care.

    Tiffiny

Latest articles

Top tips to help you achieve financial freedom: Part One

Chances are, you won't win the lottery or make enough money to retire by age 30! So, it’s important you have a strategy in place to maximise your financial opportunities.
Financial success is a lifelong project - it's about working hard, of course, but it's also about making good decisions along the way.
That's why we have collated our top financial wellness tips. Join us every day for a week where we will cover everything from getting started, spending and saving, insurance and investments and even common money mistakes. It's never too late to improve your financial future.

Top tips to help you achieve financial freedom: Part Two

Today’s financial wellness tips focus on two sides of the coin - being a smart saver and a better borrower.
It could be argued that they both serve the same purpose of providing usefully large sums of money. Whilst borrowing money can allow you to realise your dreams quicker than saving can, many see saving as a more secure and manageable way of accumulating funds.
Today’s installment offers advice on how to create an achievable, realistic savings plan, prioritising your goals and how to get the most out of your savings account. We also look at how to keep your borrowing under control, but also how borrowing can have its benefits in the long run.

Top tips to help you create financial freedom: Part Four

For the majority of us, our main source of income is derived from paid employment. Therefore, it could be argued that wages or salary is one of, if not the most, important component in achieving financial wellbeing.
Today we look at ways to maximise what you earn, but also consider the impact of losing that income and how to protect what you have spent so many years working towards.