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Top tips to help you achieve financial freedom: Part One

Chances are, you won't win the lottery or make enough money to retire by age 30! So, it’s important you have a strategy in place to maximise your financial opportunities.
Financial success is a lifelong project - it's about working hard, of course, but it's also about making good decisions along the way.
That's why we have collated our top financial wellness tips. Join us every day for a week where we will cover everything from getting started, spending and saving, insurance and investments and even common money mistakes. It's never too late to improve your financial future.

Top tips to help you achieve financial freedom: Part Two

Today’s financial wellness tips focus on two sides of the coin - being a smart saver and a better borrower.
It could be argued that they both serve the same purpose of providing usefully large sums of money. Whilst borrowing money can allow you to realise your dreams quicker than saving can, many see saving as a more secure and manageable way of accumulating funds.
Today’s installment offers advice on how to create an achievable, realistic savings plan, prioritising your goals and how to get the most out of your savings account. We also look at how to keep your borrowing under control, but also how borrowing can have its benefits in the long run.

Top tips to help you create financial freedom: Part Four

For the majority of us, our main source of income is derived from paid employment. Therefore, it could be argued that wages or salary is one of, if not the most, important component in achieving financial wellbeing.
Today we look at ways to maximise what you earn, but also consider the impact of losing that income and how to protect what you have spent so many years working towards.

Top tips to help you achieve financial freedom: Part Three

We are half way through our week of financial wellness tips, and even if you have only been able to make use of some of them you’re in a better position than you were at the start of the week!
Today we aim to make you a sensible spender…
The temptation to spend is everywhere and for many of us, it’s a hard one to resist. However, we are here to share our best tips on how to resist temptation, help you learn the difference between ‘want’ and ‘need’, and offer advice on how to limit those ‘impulse’ purchases.

Navigating New Zealand's Rising Cost of Living: 7 Tips for Savings on Insurance

New Zealanders, like many people around the world, are feeling the pinch of a rising cost of living. Managing expenses has become a top priority for many households, and one area that often comes under scrutiny is insurance. To help you navigate this challenging financial landscape, here are seven valuable tips on finding savings in your life, trauma, income, and medical insurance policies.

7 Tips for Maximizing Your Kiwisaver Contributions And Achieving Your Goals

Are you on track to buy your First Home or achieve your Retirement Goals?

Are you making the most of your KiwiSaver contributions?

First Home Grant Eligibility

The First Home Grant provides eligible first home buyers with up to $5,000 for individuals to put towards the purchase of an existing or older home or up to $10,000 to put towards the purchase of a brand-new home.

7 Benefits Of Investing Time Into Your Finances

Many wonder why we should bother thinking about our finances. It might seem like a chore or a cost but even investing an hour of time into your finances a week will produce a huge ROI (return on your investment) and give you significant dividends for generations to come. Some results will be financial, others will be mental and emotional. Invest wisely by investing into yourself and your finances. Your future self will thank you for it!

An investment in knowledge pays the best interest. - Benjamin Franklin

5 Benefits of Children Enrolling Into NZ KiwiSaver

Discover some of the reasons why this scheme is an excellent choice for children.

Why Would I Want Medical Insurance?

Ever wondered why you’d bother paying for medical insurance?
It’s a waste of money, isn’t it?

7 reasons for having Critical Illness Insurance

Here are 7 reasons for having Critical Illness Insurance:

What’s the benefit of having Income Protection or Disability Insurance?

6 important reasons to have Income Protection or Disability Insurance:

Where Do I Start In The House Buying Process?

When you first start looking to buy a house, like a lot of people you may ask yourself… where do I start? There is a lot involved in the process of purchasing a property and there are several places that you can start.

New Zealand Retirement Expenditure Guidelines Annual Update

All retirees need more than just NZ Super

Worried About Stocks? Why Long Term Investing Is Crucial

We are living in a time of extreme uncertainty and the anxiety that comes along with it. Against the backdrop of war, humanitarian crisis, and economic hardship, it’s natural to wonder what effect these world events will have on our long-term investment performance.

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  • Cave Financial have given us excellent advice on both our KiwiSaver and Investment Property Portfolio. I highly recommend Michael and Team. They're helpful, friendly, explain things making it easy to understand and walk you through every step of the process. Highly recommended!

    Matt

  • Cave Financial and team have been the absolute back bone of not only my business but my family’s future. I have so much respect and trust for your team, Michael. I’m so grateful to have your full support and feel secure with your values and guidance. I would highly recommend Cave Financial to anybody wanting peace of mind. 10/5 service!

    Miles

  • Helped so much with answering all of our questions around life insurance, then got us the best deal. Couldn’t be happier. 10/10.

    Lana and Hannah

  • We’re a long-term customer of Cave Financial. Michael and his team consistently provide professional and effective services whilst making us feel valued and seen. We appreciate being a customer of yours for 10+ years.

    Rob

  • I cannot recommend Michael and the team at Cave Financial highly enough. They steered me through a complicated set of mortgage applications with professionalism, good cheer, and were incredibly prompt with every query I made. On top of that they negotiated a better rate! I would not have been able to get through this arduous process without their skill and care.

    Tiffiny

Latest articles

Top tips to help you achieve financial freedom: Part One

Chances are, you won't win the lottery or make enough money to retire by age 30! So, it’s important you have a strategy in place to maximise your financial opportunities.
Financial success is a lifelong project - it's about working hard, of course, but it's also about making good decisions along the way.
That's why we have collated our top financial wellness tips. Join us every day for a week where we will cover everything from getting started, spending and saving, insurance and investments and even common money mistakes. It's never too late to improve your financial future.

Top tips to help you achieve financial freedom: Part Two

Today’s financial wellness tips focus on two sides of the coin - being a smart saver and a better borrower.
It could be argued that they both serve the same purpose of providing usefully large sums of money. Whilst borrowing money can allow you to realise your dreams quicker than saving can, many see saving as a more secure and manageable way of accumulating funds.
Today’s installment offers advice on how to create an achievable, realistic savings plan, prioritising your goals and how to get the most out of your savings account. We also look at how to keep your borrowing under control, but also how borrowing can have its benefits in the long run.

Top tips to help you create financial freedom: Part Four

For the majority of us, our main source of income is derived from paid employment. Therefore, it could be argued that wages or salary is one of, if not the most, important component in achieving financial wellbeing.
Today we look at ways to maximise what you earn, but also consider the impact of losing that income and how to protect what you have spent so many years working towards.