Better Decisions | Better Outcomes | Better Lifestyle

The Benefits of Health Insurance for Your Business and Staff

Tue July 12th 2022

Have you ever wondered what the benefits are for health insurance?

The benefits of having private health insurance are numerous and unique for every person and family. So much so that it’s often the last type of insurance people let go, holding onto it well into their retirement years.

As an employer, you might be wondering what are the advantages of having medical insurance for your employees?

Health insurance for your business improves workplace wellbeing with tailored cover that includes hospital and everyday treatment. With medical insurance group schemes, you can get pre-existing conditions covered and access to wholesale premiums for staff and family members.

These are the top benefits of having health insurance cover for your team:

Get back to work faster

Health insurance can reduce days off work in the event of an illness.

Reduce Stress

Help your employees avoid the stress and financial implications of having to wait for health treatment in the public system.

No. 1 job perk

Provide your employees with the number one work perk for New Zealanders, according to SEEK. It helps increase job satisfaction and staff retention which flows through to less staff turnover and if you’re a business, it improves the bottom line.

Motivate your employees

Show your employees they're valued through the peace of mind and benefits provided by private health insurance.

You and your employees can choose additional cover for non-hospital related Specialists & Tests, non-PHARMAC funded medications, GP, Dental & Optical, Proactive Health options or Serious Condition Lump Sum payments such as Cancer & Heart Attack. Not everybody needs to have the same level of cover. Corporate health insurance may cover:

  • Cancer surgeries and treatment (chemotherapy and radiotherapy)
  • Heart surgery
  • Hip and knee surgeries
  • Skin lesion surgeries
  • Appendix surgery
  • Sinus and nasal surgeries
  • GP minor surgeries
  • Non-surgical hospitalisation e.g., asthma
  • Specific major diagnostic tests
  • Tonsils, adenoids and grommets

Get in touch with us to find out how we can help you with group health insurance for you and your staff and give you quotes.

Need our help?

We're here to answer your questions.


09 302 7310

1D Roberta Avenue
Glendowie
Auckland 1071
New Zealand

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  • Cave Financial and team have been the absolute back bone of not only my business but my family’s future. I have so much respect and trust for your team, Michael. I’m so grateful to have your full support and feel secure with your values and guidance. I would highly recommend Cave Financial to anybody wanting peace of mind. 10/5 service!

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